Freehold Post Offices

• 75% of open market value irrespective of bricks and mortar valuation (up to 100% of open market value with additional security by way of property or investments).
• Interest rates between 2% - 2.75% above the Bank of England base rate.

Leasehold Post Offices

• Up to 60% of the purchase price of a leasehold Post Office (more with additional security)
• Interest rates between 2.25% - 3.25% above the Bank of England base rate

How we can help you purchase a Post Office

• Help and advice on how much you can borrow.
• Advice on procedures, fees, interest rates, repayment periods, valuation and insurance requirements.
• Help with understanding the trading profit and loss accounts of a Post Office.
• We compile a proposal and business plan and present it to the appropriate lending organisations.
• Guidance on all aspects of the Post Office application procedure.
• Full assistance with the Post Office business plan and interview procedure.
• We can obtain an 'in principle' decision within 48 hours and fully process your application to include the valuation and interview with the lender (if applicable) within three to four weeks.

Please complete our Commercial Mortgages Enquiry Form if you would like us to provide you with further information on your specific requirements.